Payment Options

Interest Free Dental


18 months Interest-Free* with humm90

No deposit

Ease your cash flow to get what you really want

Repay extra any time, with no early pay-out fees

To see repayment amounts, visit the calculator


To be eligible for 18 Months Interest Free* you need to comply with the below:
18+ years old 


Earn $25,000+ pa


Permanent Australian resident


Clear credit file

Apply in four easy steps

Heres what to expect when applying for a Humm90 Mastercard®

1. Apply

Apply online in 15 minutes and get a response in 60 seconds!

2. Accept

Once approved, get your digital card instantly ready to use at a Maven Dental practice!

3. Authorise

New to humm90? You’ll need to ID yourself online and be at least 18 years old.

4. Enjoy

Receive your physical humm90 Mastercard® within 5-7 working days.

Why choose Humm90

Once approved for Interest-Free*, you'll receive a Humm90 Mastercard® which allows you to access a range of other great long term Interest-Free* offers across the Humm network.

Plus it can be used as a regular credit card for everyday purchases:

110 days breathing space

Up to 110 Days Interest Free^

Take control with more choice

Ability to convert card transactions of $250 or more to a 9, 12, or 15-month Interest-Free Instalment Plan for a small establishment fee#

No International transaction fee

No foreign transaction fees for online and overseas purchases

Learn more about Humm90


The dental treatment you require is specific to your own individual needs. To better understand your current oral health position, how to get back yourself back to full health or what dental treatments could improve your confidence/quality of life, you will need an appointment with one of our dentist’s. During your appointment, your dentist will examine your current state of oral health and talk about your specific goals and needs. From here your dentist will be able to provide you with a better understanding of the treatment, the costs and the timeline.

The first step is to apply online for Interest Free* finance. you can do this by clicking here. The second step is to make an appointment to see your preferred dentist that offers HUmm90 Interest-Free* dental finance.

Alternatively, you are welcomed to make an appointment at one of our practices and get to know your local wellness people. We'll not only discuss what dental treatments will be suitable for your needs, but we'll also help put your mind at ease by getting to know the team. See the application process

Your payment plan repayments will be dependent on the total sum of your dental plan. To get a price you will need to have an initial consultation with one of our friendly dentists. To understand how much your repayments will be on that total sum, you can use the repayment calculator.

You will find out the outcome of your application 24-48 hours away after applying. The process is simple and quick and that means that you can start your dental treatment straight away. View the application process in greater detail.

Your dentist will be able to work with you to provide you with a dental treatment plan and explain in detail the associated costs of that dental plan. From here you will have a really clear vision and expectations can be set. You will also understand how much your repayments will be and you will be able to make a plan that is manageable for your situation. Find a dentist near you to talk in greater detail about treatment costs. 

Does this sound like you? Never fear!

Our dentists are trained professionals and deal with dental phobias on a weekly basis. Some of our practices even have sedation services available which can be bundled onto an Interest Free* dental plan. We find these types of relaxants are a great option for our nervous patients. Ask your local dentist more about this type of service.

More FAQ's

Calculate your repayments

Want to know how much your repayments will be? Use our calculator to find out.

If you are unsure as to how much your dental treatments would cost please contact your local dentist offering Interest-Free* to obtain an exact price specific for you.

*Terms and Conditions: 

*Approved applicants only. Fees, terms, conditions & minimum finance amount $600 apply, incl. $99 Annual Fee charged at the time the first debit is charged to your humm90 Mastercard Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Mastercard Account. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Mastercard Purchase Rate. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. Only available at humm90 Mastercard retail partners. Credit provided by humm Cards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.