Wellness Tips | 16 November, 2021

Getting the most value from your private health fund this year!

The end of each year not only means Christmas, holiday celebrations, and new year’s resolutions; it also marks the resetting of private health fund benefits.

This means that any benefits you haven’t used during the year are lost, making it the perfect time to book in for a dental appointment and make the most of your health fund benefits

Regular checkup’s from your dentist are important for maintaining not only oral health, but also overall wellness, and it doesn’t have to be as expensive as many may think! Maven Dental’s Clinical Advisor, Dr Fred Calavassy’s, has three top tips to help keep your dental costs down:

Do your research and find the right health fund for you

There is great variability in the level of cover between health funds and even within health funds. It is important to choose your health insurance wisely and consider the option of various levels of cover carefully. For more information on private health insurance, you can visit PrivateHealth.gov.au which provides some excellent advice on the types of things you should take into consideration when choosing a private health insurer.

Additionally, you could use a third-party service such as Fair Health Care Alliance who may help you compare health funds. If you are seeking dental cover as part of your health insurance plan, it is important to consider just what is covered as part of your policy as policies vary widely between health funds. Additionally, there may be limits to claims and rebates so it is critical to choose your health insurance policy carefully.

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Get Regular Check Up's

Whether you are or are not covered by private health insurance, seek regular maintenance from your dentist as ‘prevention is better than cure’. Preventative dentistry is generally lower in cost than restorative dental treatments.

Ask about payment plans in order to keep your payments more manageable 

At Maven Dental, we offer payment plans or patient finance to ensure dental care is accessible. Ask your local Maven Dental dentist about ways they can help make your payments more manageable.

Your health fund may cover part, or all of your general dental, oral surgery or major dental treatment. If making an end-of-year appointment has been on your ‘to do’ list for a while, this is the perfect incentive to make sure you take advantage of your health fund benefits before they reset!